Vero Beach, Florida

Planned Giving

Memorials

A Way to Honor a Family Member or Dear Friend

Remember the St. Helen Memorial Fund or the St. Helen Parish Endowment Fund for Planned Giving should you wish to make a gift in memory of, or to honor someone.  These monies are kept in an account and only used for maintenance of the buildings and grounds now and in the future.  Or, discover the benefits of making a planned gift through the Endowment Fund.

Memorial cards are located at the doors of the church.

 

Planned Giving:

Leaving a "Living Legacy of Love"

Leave a Legacy of Love to St. Helen Parish and improve your financial security at the same time through Planned Giving. Through planned giving you can assure both the long-term health of the parish’s charitable and educational mission and the fulfillment of your personal financial objectives. 

Always Seek Professional Advice First: It is important that you consult with your, or seek out a competent, financial planner or Estate Planning Attorney to assure that your beneficiary designations will work in the desired method you have chosen.

Plan Your Gift Today: We each have the opportunity to give expressions of our faith through our support of St. Helen Parish and its Ministries.  A planned donation to the parish can assist you with your call to live as faithful and generous stewards.

Which Ministry has Touched your Heart? A planned gift allows you to support one or more of your favorite ministries.  Call the parish office for details.

 

There are several ways to give:

1. Gifts of Real Estate - St. Helen Parish welcomes gifts of real estate and will work with the donor and their financial advisor or attorney to determine how to best achieve their goals. Under current tax laws, donors pay no capital gains when they make lifetime contributions of real estate held for more than one year.  For transfers made at death, under a will or trusts, the estate tax charitable deduction is generally based on fair market value.

2. Gifts of Stocks and Bonds - Capital gains can be avoided by donating long-term stock that has appreciated to St. Helen Parish. This is an excellent way to provide a much larger gift.

3. Charitable Lead Trust - With a Charitable Lead Trust, St. Helen Parish becomes the initial beneficiary generally receiving a steady stream of payments for a term of years.  The assets of the trust are distributed to the donor’s designated beneficiary- typically the children, nieces, nephews- at the conclusion of the term of the trust.  A Charitable Lead Annuity Trust allows the donor to stretch their available estate or gift, tax exempt, and is particularly effective in a low enters rate environment.

 4. Charitable Gift Annuity - A Charitable Gift Annuity allows the donor to support St. Helen Parish while providing themselves with a lifetime income. Consistent payments ensure the donor knows their income amount.  A charitable deduction is earned, helping lower possible income taxes.

 5. Charitable Retirement Trusts - A Charitable Retirement Trust allows the donor to reduce gift or estate taxes, defer capital gain benefits from a diversified portfolio, claim an income tax deduction and benefit St. Helen Parish.  This type of trust makes periodic payments to the designated beneficiary.  Generally either a fixed annuity amount or an amount based on the fair market value of the property.

 6. Retirement Assets - Distribution from retirement plans, IRAs and 401(k) plans, are typically taxed as ordinary income to your named beneficiaries making them typically undesirable.  For this reason, they are ideal assets to contribute to St. Helen Parish which is tax exempt.  Another alternate is to gift an existing commercial annuity during your lifetime.

It is important to consult your financial planner or attorney or seek out a competent Estate Planning Attorney to assure your beneficiary designations will work in the desired method you have chosen.